Kwentas

Personal finance tracker

Know where your
money went.

Kwentas tracks your accounts, credit cards, and transactions. You categorize. You see the numbers. No AI magic, no bank sync — just you and your money.

Free foreverNo credit card neededYour data stays yours

What's actually inside

No vaporware. These features are built, shipped, and working.

Accounts

Checking, savings, cash, digital wallets. Each one shows its balance, transactions, income vs expenses.

Popular Checking

Checking

$4,280.50

BHD Savings

Savings

$12,750.00

Cash

Cash

$340.00

Credit Cards

Track every card's balance, utilization, billing cycle, and payment due date.

Platinum Card

$2,450.00

of $10,000 limit

Closing: Mar 15Due: Apr 2

Transactions

Every dollar in, every dollar out. Filter, search, categorize.

Supermarket run

Groceries

-$85.40

Monthly salary

Salary

+$3,200.00

Electric bill

Utilities

-$142.00

Categories

10 built-in categories. Create your own. Every transaction gets one.

Food & DiningGroceriesTransportationHousingUtilitiesEntertainmentHealthcareShoppingSalaryMiscellaneous+ Your own

Monthly Budget

Building this now

Set spending limits by category. Track upcoming bills and credit card obligations. Your monthly financial cockpit.

March 2026
Groceries$280 / $400
Entertainment$190 / $200
Transportation$45 / $150
0

Account types

0

Built-in categories

0

Transaction types

Billing cycles

Per credit card

How it actually works

No bank connections. No imports. You type it, you own it.

01

Add an account

Checking account at Popular? Savings at BHD? Add it with a name, type, currency, and starting balance. Takes 30 seconds.

02

Record what happens

Bought groceries? Log it. Got paid? Log it. Transferred to savings? That too. Every transaction gets a category.

03

See the picture

Filter by account, by type, by category. Check your credit card’s billing cycle. Know exactly where you stand.

Coming soon

Your stuff stays yours.
Share only what you choose.

Everything lives in a space. You start with a personal one — private, just for you. When you're ready, create a shared space and invite your partner or family. They see what you put there. Nothing else.

Your salary, personal cards, and debts never leak into a shared space
Shared spaces have their own accounts, transactions, and budgets
You control who gets in. Remove access anytime.

Personal

Only you

Salary account$4,280
Platinum Card-$2,450
Side project income$800

Household

You & Maria

Rent-$1,200
Groceries-$485
Joint savings$12,750

Free while we build it.

Kwentas is in beta. Everything is unlocked — including features that will be premium later. Use it all, for free, right now.

Free forever

$0

Always. No catch.

  • Unlimited accounts
  • Unlimited transactions
  • Unlimited credit cards
  • All transaction types
  • 10 built-in categories + custom
  • Billing cycle tracking
  • Monthly budgets
  • 1 personal space

Premium

Free during beta

$? $0

While we're in beta. Pricing TBD later.

  • Everything in Free, plus:
  • AI insights & spending analysis
  • Unlimited shared spaces
  • Priority support

Your money. Your records.

No subscriptions. No ads. No bank connections. Just a clean place to track what matters.